When You Need an Extra Boost
Do you need a one-time lump sum of money for a single expense such as a wedding, travel, or paying down credit card debt? A Personal Loan is perfect for these needs. With our Personal Loan, you can borrow up to $15,000 without any hidden fees.
Personal Loan
Advantages of a Personal Loan
- Convenient – No collateral is required to qualify for the loan and once you are approved, the money is in your account and ready to use as you wish
- Flexible Terms– Choose a repayment term that fits your budget and financial goals.
- Quick Approval Process– Apply online or in-person and receive funds quickly upon approval.
- Take advantage of discounts – Get a 0.25% rate discount when you have a Secure Checking or Silver Express account
- It’s easy to budget for and manage since the rate is competitive and fixed for the life of the loan and therefore your payment is fixed each month as well
- The maximum term is 60 months
VIP Line of Credit
Fast, Flexible Access Without the Fuss
Handle life’s surprises like a pro with on-demand cash—up to $10,000—available anytime. *Rates as low as 9.75%
- Anytime Access: Need funds? Draw what you need up to your approved limit, 24/7.
- Flexible Payments: Only pay for what you borrow—keeping you in charge of your cash flow.
- Zero Annual Fees: No hidden costs, just straight-up access when you need it.
- Instant Use: Enjoy immediate access.
- Rates will be discounted ¼% with an active Secure Checking account.
Stay ready, stay flexible, and stay in control with VIP.
Share Secured Loan
Borrow on Your Terms, Backed by Your Own Savings
With a Share Secured Loan, you use your F3 share savings as collateral, so you can access cash while keeping your balance intact and earning dividends.
- Boost Your Credit: Perfect for building or rebuilding your credit history.
- Low Interest Rates: Enjoy rates lower than typical unsecured loans.
- Keep Earning: Your savings keep growing with dividends, even while they back your loan.
- Safe & Simple: Borrow with peace of mind, knowing your savings stay secure.
It’s borrowing made easy—access funds now, grow your savings for later.
Overdraft Line of Credit
A Line of Credit that’s Got Your Back
Stay covered and keep your transactions flowing with an Overdraft Line of Credit that’s got your back. When your checking balance runs low, this line of credit steps in automatically—no hassle, no missed payments.
- Automatic Safety Net: Covers overdrafts up to your approved limit, so you’re never caught off guard.
- No Extra Fees: Avoid the cost of returned checks and extra charges from merchants.
- Easy Repayments: Pay back only what you use, with flexible terms to fit your budget.
- Built-In Confidence: Keep spending stress-free, knowing your funds are protected.
It’s like a backup plan for your budget, ready whenever you need it.
Ready to Apply?
Get started now by submitting your application.
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