Consumer Loan Rates

Loan TypesRates as low as (APR)*Maximum Limits
VIP Plus Line
Revolving9.50%$10,000
Personal Loan
60 Months9.50%$15,000
Overdraft Line
Revolving10.74%$2,500
Cash Back VISA
Revolving13.99%$25,000
Classic VISA
Revolving10.49%$10,000
Secured VISA
Revolving11.49%$7,500
Share Secured
120 Months4.74%$100,000

* Rates shown include ¼% Secure Checking account discount. Excludes Visa Cards. Your APR is based on credit qualification. 

Rates are current as of 04/01/2026

You are about to leave F3 Credit Union's website

Select ‘Continue’ to proceed to a third-party site with different privacy and security policies, or ‘Go Back’ to remain on F3CU’s website