At F3 Credit Union, we understand that buying a home is one of the most significant financial decisions you’ll make.
That’s why we’re committed to offering a variety of mortgage options to fit your unique needs and budget. Whether you’re a first-time homebuyer, looking to refinance, or ready to upgrade to your dream home, we’re here to help you every step of the way.
Why F3CU
Why Choose a Mortgage with F3CU?
- Competitive Rates: Enjoy low, competitive interest rates that save you money over the life of your loan.
- Flexible Terms: Choose from a range of terms and payment options to fit your budget and financial goals.
- Personalized Service: Our experienced mortgage specialists are dedicated to providing personalized service and support.
- Easy Application Process: Apply online, over the phone, or in person at one of our branches for a smooth and hassle-free experience.
Are you ready?
Get started now by submitting your application.
Mortgage Option
Fixed-Rate Mortgages
Secure a stable and predictable monthly payment with a fixed-rate mortgage. This option is ideal for those planning to stay in their home for a long period.
- Stable Payments: Your interest rate and monthly payments remain the same throughout the life of the loan.
- Various Term Lengths: Choose from 15, 20, or 30-year terms to suit your financial situation.
- Budget-Friendly: Easy to budget with consistent payments.
Mortgage Options
Adjustable-Rate Mortgages (ARMs)
Take advantage of lower initial interest rates with an adjustable-rate mortgage. This option is great for those who plan to move or refinance within a few years.
- Lower Initial Rates: Benefit from lower rates during the initial fixed period.
- Rate Adjustments: Rates adjust periodically based on market conditions, which could lower your payments.
- Available as a 5/1 ARM: Fixed interest rate for the first 5 years, then adjusts annually.
Get Started Today
Take the first step towards homeownership or refinancing with F3 Credit Union. Our mortgage specialists are here to guide you through the process and help you find the perfect mortgage solution. Apply online, call us at (877) 296-8728, or visit your nearest branch to get started.
Download the F3CU App
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Download our banking app and manage your account, at home or on the go.
