Auto Loans, Personal Loans, and Credit Cards that don’t require a cosigner!
First Set of Wheels? “Your Ride Your Rules”
- 🏁 Rates as low as 3.99%
- up to $30,000
- Cruise your way to better credit.
- Got a car already?
- Switch gears 🔄—refinance with us and save big!
Apply Today!
Open Your KickStart Account Today. Get Started Now.
First Credit Card? “Swipe Smarter”
Ready to establish credit? No Cosigner Needed!
- 💸 2% cash back on everything you buy
- 💳 $1,000 limit to get you started
- 🔥 Rates as low as 8.99% (fixed)
- 🙌 No fees – No annual fee, cash advance fee, balance transfer fee, hidden charges, or penalty *APR for late payments.
Build your credit, Get rewarded.
Apply Today for your Kickstart Visa Card! Get Started
Apply Today!
See Where Your Wheels Take You, Get Started.
First Personal Loan?
“Fast Funds”
Got an expense coming up? We’ve got your back.
- 💻 Need a new laptop?
- 🌴 Planning that epic getaway?
- 💳 Tackling credit card debt?
- 💰 $1,000 limit is just the ticket!
- 🔑 Rates as low as 6.99%
Already got a loan? – Refinance with us, keep more cash!
Apply Today!
Open Your KickStart Personal Loan Today.
Get Started Now.
Bonus! Our Secure Checking Account Offers Many Perks
- Additional 0.25% rate discount on
auto or personal loans - Free Debit MasterCard
- Interest-earning
- No minimum balance requirement.
- Cell Phone Protection in case of damage or theft
- First set of checks are free
- Rate discounts* on selected loans with an active checking account
- IDProtect® 24/7 Identity Theft Protection Services
- You get all these benefits plus more for only $4.95 per month.
Apply Today!
Open Your KickStart Account Today. Get Started Now.
Open Your Kickstart Account Today.
To join, or open a KickStart account, complete and send in the Membership Application. For more information, give us a call, 800.696.6009 or stop by one of our convenient branch locations.
Download the F3CU App
Manage your money better with our mobile banking app.
Download our banking app and manage your account, at home or on the go.
