When it comes to checking we have you covered.

We have a Secure Checking and Basic Checking option so you can choose the checking account that is best for you. Both accounts come with a load of benefits to help protect your money and make your life easier, whether you’re a young adult, parent or retiree.

Basic Checking

Take control of your finances with ease.

Our Basic Checking account is perfect for those who want to keep it simple and easily manage their money. It provides many benefits including Privilege Pay, Mobile Banking, and much more, with no monthly service fee. 


Sign up and maximize your protection
Get started now…Open Today

Secure Checking

Take your benefits to the next level.

Our Secure Checking is an interest-earning account that offers you high value with many money-saving benefits, including Identity Theft protection, Cell Phone protection, and a *Rate Boost on a 2-year CD. This account is perfect if you want more for your money.


Sign up for even greater peace of mind
Get started now…Open Today

New Start Checking

Because sometimes you just need a “New Start”.

For those who don’t qualify for our Secure Checking or Basic Checking, we offer our New Start Checking Account with unlimited check writing and a free debit MasterCard, all for a low monthly service fee.


Don’t let banking restrictions hold you back
Call us at (800) 696-6009 about our New Start Checking.

Brighter banking begins here.

Check out the pricing and features of our checking accounts to find one that fits your needs and get started on your way to better banking today.

Basic Checking
No Fee
Perfect for those who want to keep it simple
Get Started
What’s Included:
  • Privilege Pay
  • Mobile Deposits
  • Bank-by-Phone
  • Online and Mobile Banking
  • Online Bill Pay
  • Debit Card
  • Overdraft Protection
  • Unlimited Transactions
Secure Checking
$4.95Per Month
Perfect if you want more for your money
Get Started
What’s Included:
  • Everything in Basic Checking
  • Interest Earning
  • Loan Rate Discounts
  • Bonus Rate on 2 Year CD
  • IDProtect Identity Theft Protection
  • Cell Phone Protection
  • First Box of Checks Free

You are about to leave F3 Credit Union's website

Select ‘Continue’ to proceed to a third-party site with different privacy and security policies, or ‘Go Back’ to remain on F3CU’s website