Your Road to Affordable Auto Financing
At F3 Credit Union, we understand that purchasing a vehicle is more than just buying a means of transportation—it’s about driving your dreams and embracing the freedom of the open road. That’s why we offer exceptional auto loans designed to make your car-buying journey smooth, affordable, and enjoyable.
Low Rates
Accelerate Your Interest Rate with F3CU
We offer some of the lowest interest rates in the market, ensuring you get the best value for your money. Our goal is to help you afford the car you want without breaking the bank.
- Competitive fixed rates
- Flexible Terms – up to 84 months for cars, trucks, and vans, and up to 240 months for RVs
- And in many cases, we’ll finance up to 125% of the retail value
Sign up and lock in your rate
Get started now by submitting your application.
Easy Application
Your journey starts today
Applying for an auto loan with F3CU is quick and easy. Our user-friendly online application allows you to apply from the comfort of your home. Plus, our friendly loan officers are always available to guide you through every step of the process.
Start your application today!
Get started now by submitting your application.
Member Discounts
Already a member?
As a F3CU member, you have access to exclusive discounts and promotions. Take advantage of competitive rates and offers that are only available to our valued members.
Interested in learning more?
Call us at (800) 696-6009 to talk to our team
Auto Loans
Loans for People On the Go
Whether you’re headed for the freeway, the waterway, or the campground, we have the low-rate loans you’ll need – including loans for new and used:
- Cars, Trucks and Vans
- RVs and Travel Trailers
- Motorcycles
Interested in learning more?
Call us at (800) 696-6009
Insurance for Peace of Mind
Drive safe knowing you are protected with the variety of loan insurance options F3CU offers: Guaranteed Auto Protection (GAP), Mechanical Breakdown and Debt Protection.
- Whether your car breaks down on the side of the road near your home, in another state, or in Canada, our Mechanical Breakdown Insurance (MBI) has you covered!
- Avoid paying out of pocket! Guaranteed Auto Protection (GAP) can cover what your insurance won’t if your car is stolen or totaled in an accident.
- Plan for the unexpected with Debt Protection
Car Buying Resources for Members
Looking for a new or used car?
We offer three options to help you streamline the car buying process and save money: Enterprise® Car Sales, AutoSMART and TrueCar.
Enterprise
Get a 1% rate discount on your qualifying loan rate when you purchase a car from Enterprise and fund with F3CU! Choose from thousands of recent-model, low-mileage cars, all backed by certified mechanics!
AutoSmart
Use AutoSMART, to research, get quotes, compare, and get financing.
True Car
TRUECar shows you what others paid, so you never overpay. And get guaranteed savings off MSRP on new cars without the need to haggle.
Ready to Get Started?
Don’t let financing stand in the way of getting your dream car. Apply for a F3CU auto loan today and experience the difference of working with a credit union that truly cares about your financial well-being.
*Savings estimates based on an average of local credit unions’ rates. F3 rate includes a 0.25% discount with a Secure Checking account.
Download the F3CU App
Manage your money better with our mobile banking app.
Download our banking app and manage your account, at home or on the go.
