Our Annual Report is Here!
It’s Arrived!
Your Credit Score and More. Anytime. Anywhere.
VIP Plus Line of Credit Flexible Cash at a Low Rate
Be ready for anything with a VIP Plus Line of Credit. Handle life’s surprises with on-demand cash up to $10,000. Apply once and use it anytime 24/7, enjoy immediate access, and never pay an annual fee. Stay ready, stay flexible, and stay in control.
KickStart Your Credit Loans
No need for a cosigner or a long credit history. Build credit, unlock opportunities.
Low Auto Rates!
🚗 New Auto Loans: 4.99% APR (up to 84 months) 🚙 Used Auto Loans: 5.24% APR (last 8 model years – up to 84 months)
HELOC Special
Transform Your Home Dreams into Reality with F3’s 5.25% Fixed for 12 Months HELOC—Your Blueprint to Financial Freedom!
F3 Connect ☎️
Welcome to new improved voice banking, redesigned with you in mind.
Featured Rates
From auto loans to home loans to competitive deposit accounts, We’ve got you covered. Our goal is to remain your lifelong financial partner, supporting you through every single moment along the way making Friends, building Family and dreaming of the Future!
*Savings estimates based on an average of local credit unions’ rates. F3 rate includes a 0.25% discount with a Secure Checking account.
Featured Products
Products ideal for every way of life. Our accounts, credit cards and loans are packed with safeguards and money-saving advantages.
Checking Account
More Benefits, More Options
Our checking accounts come with a load of benefits to help protect your money.
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Credit Cards
Nothing compares to a Visa
Our Secured VISA is perfect for members who want to establish or rebuild their credit.
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Mortgage Loans
The Right Home Loan for You
With competitive rates and low up-front costs, we are making home ownership more affordable.
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Why Join F3CU
Where you’re more than just a customer, you’re a member.
We are a full-service financial institution with all the time-saving services modern technology has made possible. But we offer our members something more: a commitment to personal service that always takes the extra step, and never forgets that the reason we’re here is people – like you. Where you’re more than just a customer, you’re a member.
Banked here since I was a little girl thanks to my mom. Although it is not in my area I come here cause they know how to treat customers.
★ ★ ★ ★ ★ Chan T. Santa Clara, CA
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How Can We Help You Today?
We offer products designed to meet the needs and lifestyle. Check out our products and start your membership with us.
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Open an Account
Our Secure Checking is an interest-earning account that offers you high value with many money-saving benefits.
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Apply for an Auto Loan
Looking for a new or used car? We offer three options to help you streamline the car buying process and save money.
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Apply for a Home Loan
With competitive rates and low up-front costs, we are making home ownership more affordable.